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SmokeCalc
Every dollar, every day, every year

What do your cigarettes really cost?

Per week, per month, per year, and over your lifetime β€” the number that adds up while you are not looking.

Your daily cost
$0.00

at 20 cigarettes a day Β· $9.83 per pack Β· United States

LiveSince you landed:$0burned
Yearly
$3,588
10 years
$35,880
30 years
$107,639
If invested at 7%
$53,043

What if you invested it instead?

30-year growth Β· $3,588/year at 7%

compounded annually
$0k$85k$169k$254k$339k
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What this means

The number at the register is not the number that matters.

A pack a day is three thousand dollars a year at the cash register β€” and far more once you add the time and the compounding.

The pack is the unit. The carton is the discount. The year is where the number stops being small. A pack-a-day smoker at eight dollars and thirty-nine cents a pack is spending roughly three thousand dollars a year at the register β€” and that is before you add the time, the health, the smell, or the opportunity cost.

Enter your daily cigarette count and pack price above. The calculator does the rest: weekly, monthly, yearly, lifetime, and the compound interest that same money could earn if you invested it instead. The number it returns is not a judgment. It is just the math.

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More tools & FAQ

Other ways to look at the same numbers.

Frequently asked questions

At $9.83 per pack, a pack-a-day smoker spends about $69 per week on cigarettes.
Enter your cigarettes per day and pack price above. We calculate daily, weekly, monthly, yearly, and lifetime costs instantly.
A pack-a-day smoker at $9.83/pack saves approximately $17,940 over 5 years β€” or over $22,078 if that money was invested at 7%.
No β€” it assumes a constant pack price. In most countries, tobacco taxes rise faster than inflation, so the real lifetime cost is usually higher than this estimate.
Sourced fromCDCΒ·WHOΒ·NHSΒ·American Lung Association