What do your cigarettes really cost?
Per week, per month, per year, and over your lifetime — the number that adds up while you are not looking.
at 20 cigarettes a day · $8.39 per pack · United States
What if you invested it instead?
30-year growth · $3,062/year at 7%
compounded annuallySet a goal and track your savings progress toward it.
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The number at the register is not the number that matters.
A pack a day is three thousand dollars a year at the cash register — and far more once you add the time and the compounding.
The pack is the unit. The carton is the discount. The year is where the number stops being small. A pack-a-day smoker at eight dollars and thirty-nine cents a pack is spending roughly three thousand dollars a year at the register — and that is before you add the time, the health, the smell, or the opportunity cost.
Enter your daily cigarette count and pack price above. The calculator does the rest: weekly, monthly, yearly, lifetime, and the compound interest that same money could earn if you invested it instead. The number it returns is not a judgment. It is just the math.
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